Contractor insurance for trades and builders
From solo contractors to small construction businesses, we tailor coverage that protects you from third-party claims, costly mistakes and damaged equipment — at competitive prices.
Contractor Insurance: what it can cover
Coverage can be customized, but commonly includes:
Bodily injury
Protection from legal claims arising from third-party injuries.
Property damage
Coverage for damage to third-party property while you're on the job.
Professional liability
Covers losses caused by errors, omissions or negligence in your work.
Tools & equipment
Insurance for the equipment and tools your business depends on.
Workers' compensation
Required in California once you have employees — and for some license classes even without them. Covers on-the-job injuries to your crew.
Coverage, limits and exclusions vary by carrier and policy. We'll walk you through the details of any policy before you buy.
Why DeWitt Insurance
- Independent agencyWe aren't tied to one company — we compare multiple carriers to find coverage that fits.
- Serving California since 1978Decades of experience helping families and businesses choose the right protection.
- Local office1081 Borden Rd., Ste. 107 in Escondido, serving Temecula, the Temecula Valley and North County.
- A real person answersCall (760) 747-9596 Monday–Friday, 8:30 AM – 4:30 PM.
Ready to compare your options?
Get a free, no-obligation quote — or call and talk it through with a real person.